Medical and insurance disclaimer

In an emergency, go to the nearest hospital

Do not delay emergency treatment to check whether a hospital is cashless. Call 112 (national emergency) or 108 (ambulance). Getting to care matters more than how the bill is settled — emergency admissions can be claimed for reimbursement afterwards, and most insurers have a shorter pre-authorisation window precisely because emergencies cannot wait.

This is not medical advice

CashlessUndo is an information directory. Nothing here is medical advice, a recommendation of any hospital or doctor, or an assessment of quality of care. Listing a hospital is not an endorsement of it, and the order results appear in reflects data coverage, not clinical merit.

This is not insurance advice

We are not an insurer, a hospital, a Third Party Administrator, a broker or an agent. We do not sell policies, process claims, or have any access to your policy. Nothing here is advice about which policy to buy or whether a claim will be paid.

Coverage information can be wrong or out of date

Hospital–insurer agreements change without notice and neither side announces it. A hospital shown as cashless may refuse cashless on the day you arrive; a hospital shown as not cashless may have been reinstated since we checked.

Whether your specific admission is covered also depends on your policy, which we know nothing about — waiting periods, sub-limits, room-rent caps, plan-specific exclusions, and whether your premium is current all affect the outcome regardless of what this directory says.

Every record shows when it was last checked and how confident we are in it. Records older than ninety days are marked as possibly outdated. Where we have no information we say so, rather than implying an absence of cover.

Always confirm before you travel

The hospital insurance desk and your insurer's toll-free line are the authorities on whether cashless will be honoured. Both are listed on the relevant pages here. A short call before leaving home is worth more than anything on this site.

Limitation of liability

CashlessUndois provided on an “as is” basis, without warranty of accuracy, completeness or fitness for any particular purpose. To the extent permitted by law, we accept no liability for loss or expense arising from reliance on information published here, including a refused cashless claim or a bill paid out of pocket.

Nothing in this disclaimer excludes any liability that cannot lawfully be excluded.

Tell us when we are wrong

Corrections are the mechanism that keeps this useful. If something here does not match what you were told at the desk, tell us — it gets fixed for the next person.